Roofing Scams in Texas
Texas is the #1 state for hail damage insurance claims, making it a prime target for roofing scams. Without a state-level roofing license requirement, the barrier to entry is low — making it easier for dishonest operators to set up shop and disappear.
Common Scams in Texas
Hail Damage Inflation
After hail storms, contractors exaggerate or fabricate damage to inflate insurance claims. Texas leads the nation in hail-related roofing fraud.
Storm Chaser Operations
Out-of-state crews target Texas neighborhoods after severe weather. Many operate without local registration or proper insurance.
Relevant Texas Laws
- Texas Property Code § 1304 — Deceptive Trade Practices for home improvement
- Texas Insurance Code § 707 — Penalties for fraudulent insurance claims
Where to Report
Texas Department of Insurance
Report insurance fraud and file complaints against contractors
Verify a Texas Contractor
Check if your roofer is properly licensed in Texas.
Check Texas License Requirements →Protect Yourself
Frequently Asked Questions
Texas has no state-level roofing license. However, many cities and counties require local registration. Always verify local requirements and check for insurance.
Contact the Texas Department of Insurance at 800-252-3439 for insurance-related fraud, or your local Better Business Bureau for general contractor complaints.
This tool provides publicly available licensing information. Absence from a database may not indicate non-compliance. Always verify directly with your state's regulatory agency.