Roofing Scams in Pennsylvania
Pennsylvania requires roofing contractors to register as Home Improvement Contractors (HIC) with the Attorney General's Office for projects between $500 and $15,000. The state experiences frequent winter storms and hail events, making homeowners targets for storm-chasing scams. Philadelphia, Pittsburgh, and Harrisburg see the highest volume of fraud reports.
Common Scams in Pennsylvania
Fake HIC Registration
Contractors claim to be registered but provide fake or expired HIC registration numbers. Always verify at the PA Attorney General's website.
Door-to-Door Storm Chasers
After winter storms or hail events, out-of-state contractors knock on doors offering immediate repairs. Many are unlicensed and disappear after taking deposits.
Deductible Waivers
Contractors offer to 'cover' your insurance deductible. This is insurance fraud in Pennsylvania.
Unlicensed Workers
Contractors hire unlicensed subcontractors to save money, putting homeowners at risk. Always ask for proof of workers' compensation insurance.
Relevant Pennsylvania Laws
- Pennsylvania Home Improvement Consumer Protection Act (73 P.S. § 517.1) — HIC registration required
- Pennsylvania Crimes Code § 4117 — Insurance fraud penalties
Recent Enforcement
- 2025: PA AG prosecuted 12 contractors for home improvement fraud statewide
Where to Report
Pennsylvania Attorney General
Bureau of Consumer Protection — file complaints against contractors
Pennsylvania Insurance Fraud Hotline
Report insurance fraud including deductible waivers
Verify a Pennsylvania Contractor
Check if your roofer is properly licensed in Pennsylvania.
Check Pennsylvania License Requirements →Protect Yourself
Frequently Asked Questions
Check the PA Attorney General's Home Improvement Contractor registration database at attorneygeneral.gov. All contractors must be registered for projects between $500 and $15,000.
Yes. Offering to waive or absorb an insurance deductible is insurance fraud under Pennsylvania law.
Contact the Pennsylvania Attorney General's Bureau of Consumer Protection at 800-441-2555 or file a complaint online.
This tool provides publicly available licensing information. Absence from a database may not indicate non-compliance. Always verify directly with your state's regulatory agency.